As life's circumstances change, so do our homeowners insurance needs. Often, a job or relationship change can result in the change of the occupancy of the home. A homeowner may determine the best course of action for them is to rent their home, or leave it empty while it is for sale. Most do not realize that there can be consequences for the homeowner's policy.
As more and more people are delaying marriage to pursue their career goals, we are seeing many couples who are choosing to live together prior to marriage. Most don't realize the implications this can have on your Homeowners/Renters Insurance. It is a common misconception that your significant other's contents will automatically be covered under your policy in the event of a loss.
The start of summer is the perfect time to gather with family and friends for good food and fun times. This year, celebrate the adoption of the Declaration of Independence in a safe way. Our 4th of July safety tips cover a few key summer safety topics to keep you and your family safe this holiday.
We are frequently asked when is the right time to take full coverage off of an older vehicle. The answer to this depends on the situation.
Did you see us in the latest edition of At Home In Wood County magazine?
If you own a dog, and you don't have coverage in place to protect those around you and cover any liability that might arise from your dog biting someone, the victim could sue you and potentially drive you into bankruptcy.
Why you need renters insurance
Do you or one of your loved ones have hearing aids? If so, then you are well aware of the large expense to replace them if they are damaged or lost. While we often remember to insure valuables such as jewelry and collectibles, many do not know there is coverage available for hearing aids. A typical Homeowners policy covers hearing aids as Personal Property which would be subject to your deductible
As colder weather approaches, homeowners are faced with the issue of water supply pipes freezing. Water expands as it freezes, applying pressure on pipelines causing pipes to break. Pipes that are located in unheated areas, such as garages, kitchen cabinets or crawl spaces, are subject to freezing.
Debating what to do with the insurance on that extra car sitting around? The majority of people run into this same problem each year, deciding what exactly is the right thing to do about the insurance on either that extra car they are no longer driving, is no longer running or with the car they are trying to sell.